CLSS Awas CLAP Portal, Subsidy Calculator, Status

CLSS Awas CLAP Portal | Subsidy Calculator | Status | CLASS Awas is basically a Credit Linked Subsidy Scheme under Pradhan Mantri Awas Yojana (Urban)(PMAY-U) also known as pmayuclap. CLSS Awas CLAP portal is the online platform through information and services are delivered to the beneficiaries. This Scheme is under Pradhan Mantri Yojana. It primarily helps the Middle-Income groups, Economically Weaker Sections and Lower-Income groups. The government wants to provide all these groups with affordable houses. They are also offering subsidy for house construction and reconstruction.

The Prime Minster launched this scheme on 25th June 2015 as a component under Pradhan Mantri Awas Yojana (Urban), which aims to provide housing to all till 2022. To complete this aim some agencies are put together such as Central Nodal Agencies(CNAs) and State /Union Territories (UTs). The Size of house for Economically Weaker Section is 30 as per center guidelines but State/UTs can alter it accordingly.

CLSS Awas yojana

The best thing in this scheme is that, women empowerment is also propagated by the Government. Under the guidelines it is mandatory to make women (who is head of the family) owner or co-owner of the house. It is an initiative under this scheme.

CLSS Awas Portal- CLAP

CLSS Awas is implemented as a central sector scheme, whereas the other attached schemes will be implemented as sponsored scheme. The CLSS will be initiated to the people through two agencies namely, National Housing Bank and Housing Urban Development Corp. It will not only provide credit flow but also provide affordably priced housing.

This Scheme is basically for the citizens belonging to less previliged section of society like Low-Income groups who are not much affluent to but a house. They can get housing loans under Pradhan Mantri Awas Yojana Scheme. They can borrow loan for construction of house or adding a new part to the already constructed house too.

The allotted interest subsidy will be 6.5 % for over a tenure of 20 years or till the time completion of loan. It will be selected on the basis of which ever is lower. on the basis of Income people whose salary is Rs 3 to 6 lakh annually can enjoy benefits of the scheme. There are certain specific categories who are guaranteed special preferences. Those are Women(Female head of the family), ST, SC, Backward Classes, minorities, people with disabilities and transgenders.

CLSS Awas Yojana

CLSS Awas CLAP Portal: Overview

In reference to the CLSS Awas Scheme, the officials have introduced a portal also known as CLAP in which various activities are carried out such as application tracking, subsidy , etc. The CLAP is an important portal through which the officials of Pradhan Mantri Awas Yojana carry out various other processes.

CategoryCentral Govt. Scheme
CLSSCredit Linked Subsidy Scheme
Launched underCentral Government
Launched byMinistry of Housing & Urban Affairs
Launched on25th November 2015
CategoryCentral Govt. scheme
BeneficiaryAll the people with lower income
Mode of registrationOnline
ObjectiveTo provide housing to all by 2022
ProvidesInterest subsidy for house loan

CLSS Awas CLAP Portal: Features

The features of CLSS Awas Portal are:

  • It has made the process much easier and clear to the common eye.
  • Now can track the subsidy on Clap portal by just sitting at home.
  • Verification is done on CLAP portal at the very starting by connecting Aadhaar card information
  • The long hustle to visit the office of concerned authorities has gone now.
  • The people can build their application id just by the portal itself
  • Thus, reducing the grievances experienced by people.
  • Finally, bringing transparency in system and trust between G2C.

CLSS Awas CLAP Portal: Details

Scheme time duration17-06-2015 to 31-03-202217-06-2015 to 31-03-202201-01-2017 to 31-03-202201-01-2017 to 31-03-2022
Household Income(Rs)Up to 3 lakhUp to 3 to 6 LakhUp to 6 to 12 lakhUpto 12 to 18 lakh
Carpet Area (sq. m)30*60*160200
Interest subsidy
(% p.a)
6.5 %6.5 %4.0%3.0%
Eligible amount of Loan6,00,000/-6,00,000/-9,00,000/-12,00,000/-
Discount rate for NPV9%9%9%9%
Total Saving6,00,000/-6,00,000/-5,40,000/-5,28,000/-

CLSS Awas Portal (CLAP)

CLSS Awas Portal (CLAP) is a special web portal built by the Ministry of Housing Affairs. This portal is created to provide clarity to the system and work process. Therefore, NIC and CNA have worked together to create this secure and transparent system.

CLSS Tracker which is a feature in CLAP helps to check the application status of the user.CLAP software works on real-time support with the UIDAI, CNAs, PLIs and PMAY(U) MIS system for Aadhaar validation and duplication with other verticals of PMAY (U). It has decreased effort for the banks and its process. The subsidies are processed at a faster rate.

CLAP work process

Verticals of PMAY(U)

There are four option provided under this scheme so it could cover people of every income category. They are provided scheme depending upon income generation.

  • “In- Situ” Slum Redevelopment (ISSR)
  • Credit Linked Subsidy Scheme (CLSS)
  • Affordable Housing in Partnership (AHP)
  • Beneficiary-led Individual house Construction / Enhancements (BLC)

Ownership of House

The ownership of the house is mandated by the government to the adult female member of the family under the guidelines issued. Either the ownership can totally be given to the adult female member or she can be the co-owner. It is also made necessary to have basic things in the house such as toilet. This has also empowered the women of society.

CLSS Awas Scheme: Eligibility Criteria

A citizen can avail this scheme under PMAY(U), if the user belongs to lower economy category such as EWS, LIG, or MIG and satisfy the given conditions-

CategoryAnnual income(Rs i lakh)Carpet Area(Sq.m)Eligible for scheme
Economically Weaker Section(EWS)upto 330 sqmAHP, BLC, CLSS, ISSR
Lower Income Group(LIG)3-660 sqmCLSS
Middle Income Group I(MIG-I)6-12160 sqmCLSS
Middle Income group II(MIG-II)12-18200 sqmCLSS

Eligible for the scheme under sub-divided category:

  • Economically Weaker Section
    • This EWS category, whose family annual family income less than Rs.3 lakh.
  • LIGs or Light Income Group
    • LIGs, those categories whose annual family income within Rs.3 lakh to Rs 6 lakh range.
  • Medium Income Group-I
    • MIG1 annual income should be below Rs.12 lakh.
  • Medium Income Group-II
    • The family yearly income should be in the range of Rs.12 to Rs.18 lakh.
    • A MIG II category subsidy will be 3% only.
  • Minorities
    • Minority groups including SC/ ST/ OBC given more importance
  • Women:
    • Women are an important part of the scheme.

Documents Required

In order to become beneficiary of the scheme, applier needs to have the following documents

  • Identity Proof – Aadhaar Card
  • Voter ID
  • Certificate of category
  • Domicial Certificate
  • BPL certificate

How to track application status?

The beneficiary of the scheme has to follow the following steps in order to check application status.

  • Visit the official website of CLSS Awas Scheme
CLSS Official website
  • Once the homepage opens, search the CLSS Tracker option and click on the option.
  • Once it opens, you need to fill in the details such as application number.
  • Once you do that , an OTP will be generated on your registered mobile number.
  • Then , enter that OTP code for verification
  • Finally, click on Get Status.
  • Further, the status will appear on your screen.

How to calculate PMAY Subsidy?

  • Visit the official website
  • From the homepage option click on Calculate your Subsidy.
CLSS Awas Subsidy
  • Then fill the PMAY Home Loan Credit Linked Subsidy details.
  • Select the required details from the options:
    • Annual Family Income
    • Loan Amount
    • Tenure(Months)
CLSS Awas Subsidy  Calculator
  • After filling all the details, the subsidy amount will be shown on your screen.

How to log in on CLSS Awas CLAP Portal?

  • The consumer has to visit the official website of CLSS AWAS
  • Once the website opens click on Login option
CLSS Awas login
  • A new dialogue box of login will appear on the screen
  • Enter all the details
    • Username
    • Password
    • Captcha
CLSS Awas login details
  • After fill in the details click on Login button.

Addressing Grievance

To file a grievance in reference to CLSS Awas Scheme :

  • Visit the official website of CLSS AWAS
  • On opening the website click on the option Grievance from the bottom of the page
  • Hence, a grievance page will open
  • Being a registered user, you can click on Lodge Public Grievance option
  • Lodge you complaint and keep the grievance if to further check the status of the Grievance filed.

Grievance Application Status

You can easily check the grievance application by the following steps:

  • Visit the official website
  • From the bottom of the homepage click on Grievance option
  • It will lead you to another page of Grievance.
  • Here, click on option view status
  • Then enter the details
    • Registration Number
    • Registered Email or Mobile number
    • Security code for verification
  • Then click on submit button.
  • The grievance status will be shown on your screen.

Contact Details

Contact number011-23063285,011-23060484
Email ID[email protected]
AddressPradhan Mantri Awas Yojana (Urban)
Ministry of Housing and Urban Affairs
Nirman Bhawan, New Delhi-110011
Central Nodal Agency
Central Nodal Agency
SBI Email ID
[email protected]

Delhi Marriage Certificate

Important Links

Official WebsiteClick here
Subsidy calculatorClick here
Application StatusClick here
PMAY(U) Mobile AppClick here
CNA SBI List Click Here

What is CLSS?

Credit Linked Subsidy Scheme (CLSS) is under the Pradhan Mantri Awas Yojana (PMAY) that offers a subsidy to customers on basis of a certain condition.

Who get benefited by CLSS scheme?

The scheme is mainly for Middle Income Groups, Economically Weaker Section, and Lower Income Group.

What is CLAP?

CLSS Awas portal known as CLAP is a web oriented system and also a well developed and designed software for the Awas portal.

Which authorities have holding power over CLAP Software?

Ministry of Housing and Urban Affairs (MoHUA), States/UTs, Central Nodal Agencies (CNA’s), Primary Lending Institutions (PLIs) are the authorities authorized enough to handle CLAP Software.

How can I track the application ?

The application can be tracked by CLSS tracker in 5 stages :
Application ID generated
Due diligence by PLI
Claim uploaded on Central Nodal Agency Portal
Subsidy claim approved
Subsidy released to PLI

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